Every December, cybercriminals become more active — and Nigerian financial institutions are now among their top global targets.
But here’s the part many leaders overlook:
Your organisation is MOST vulnerable when your team is the most distracted.
And December is exactly that time.
Year-end pressure. Tight deadlines. Holiday rush. Reduced supervision. Staff fatigue. New hires onboarding.
This combination creates the perfect window for Business Email Compromise (BEC), phishing, fake invoice attacks, payroll fraud, and credential theft, especially in microfinance banks, digital lenders, fintechs, and payment companies.
5 December Cyber Threats Banking & Fintech Leaders Must Prepare For
Fake “CBN directive” emails
Attackers are impersonating regulators to trick staff into clicking malicious links.
CEO/CFO impersonation during year-end approvals
When executives travel or are unavailable, fraudsters strike.
Invoice & vendor payment fraud
Attackers hijack email threads and change account details — leading to millions lost.
Staff fatigue = more human error
Tired employees click faster and think slower — attackers know this.
Increased credential theft on the dark web
December sees a spike in stolen employee emails being sold online.
Why Leaders Must Act Before Something Goes Wrong
Technology alone can’t stop these attacks. Because cybercriminals don’t “break in” anymore, they log in using stolen employee credentials.
That’s why awareness training is no longer an IT initiative. It is a compliance, operational risk, and financial protection strategy.
How ILIT Helps Financial Institutions Stay Safe in December
Our Cybersecurity Awareness Program trains teams in just 2 minutes per week using:
- Real phishing simulations
- Dark web email monitoring
- Compliance-ready reporting for NDPR & CBN Cybersecurity Framework
- Human-centred micro-lessons that change behaviour
- Executive visibility dashboards
Banks and fintechs using ILIT have seen:
- 45% reduction in phishing vulnerability
- Faster reporting of suspicious emails
- Stronger compliance posture during audits
Before your year-end rush begins… protect your team.
Your staff doesn’t need long training sessions. They need quick, behavioural awareness that sticks.